Commercial Finance
Commercial Property Loans to Empower Your Next Big Move
Why Choose Clayton Capital for Your Residential Financing Needs
​100% Success Rate in Securing Lending
We’ve secured funding for every client we’ve represented.
Access to 50+ Lenders Beyond the Big Banks
We leverage a massive panel of traditional, specialist and niche lenders to find your perfect match.
2-Week Turnaround
​Our streamlined process targets formal approvals within 14 days, even for complex applications. like new arrivals to Australia or multi-property refinances.
Partners for the Long Haul
We don’t stop at settlements. We provide ongoing loan reviews and refinancing support to ensure your debt stays optimised.
One Dedicated Point of Contact
You get direct access to our team and real-time updates at every single milestone so you're never left wondering where your application stands.
Our Process
01
Initial Consultation
Understand your financial goals and current circumstances.
02
Research & Recommendations
Compare 50+ lenders to identify the best loan options for you.
03
Application Preparation
Guide you through document collection and prepare your submission.
04
Lender Liaison
Manage lender communication to expedite queries and approvals.
05
Loan Approval & Offer
Present your loan offer with clear explanations of all terms.
06
Settlement Coordination
Ensure a smooth settlement by coordinating all parties involved.
07
Continuous Support
Support you with future loan reviews, refinancing and financial changes.
What You Must know Before Applying for a Commercial Property Loan
Know Your Numbers Before You Start
Lenders assess commercial deals on cash flow and rental coverage ratios. Have your projected income, current financials and tenant details ready, we'll help you present them strategically.
Structure Matters More Than You Think
Should you borrow in your name, company, trust or SMSF? Each has different tax implications and asset protection benefits. We'll work with your accountant to get this right.
​Tenant Quality Strengthens Your Application
A long-term lease with a creditworthy tenant (think national chains or government departments) significantly improves your approval odds. Lenders love stability and we know how to highlight it.
Everything is Negotiable
Interest rates, establishment fees, valuation costs – these aren't set in stone. We leverage competing offers and lender relationships to secure better terms for you.
Plan Your Exit Before You Enter
Will you sell, refinance or hold long-term? We'll help you avoid loans with heavy break costs or restrictive clauses that limit your future flexibility.
